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housing discrimination



  • How "Sales Comps" Built Racism Into the Housing Market

    by Elizabeth Korver-Glenn

    The recent ordeal of a Johns Hopkins historian whose house was appraised for more money when he removed pictures of himself and his Black family points to a key finding: the use of sales comparisons to appraise homes enshrines racism in the market. 



  • The Racist Terrorism and Segregation Behind "Midwest Nice"

    by Aaron Kinard

    The Midwest has a long history of racial exclusion that today manifests in the worst black-white inequality in the nation. "Niceness" can't be allowed to conceal systemic racism. 



  • The Invention of America's Most Dangerous Idea

    by Gene Slater

    How did a right-wing conception of "freedom" rooted in the individual's absolute property rights supersede an idea of freedom based in social equality? Blame the real estate industry. 



  • How to Ensure a New Redlining Initiative Succeeds

    by Robert Henderson and Rebecca Marchiel

    Ensuring equity in mortgage lending requires understanding why the Community Reinvestment Act failed to achieve the same goal decades ago, through a better awareness of the ongoing problems in mortgage lending. 



  • The Odd Place of one Savannah Neighborhood in the History of Redlining

    by Todd Michney

    The history of the Cuyler-Brownville area shows that HOLC risk assessments and Federal lending practices were responsive to local banks' perception of lending risk and desire for profit, factors which resulted in the rarity of an African American community retaining a "green" rating. 



  • Redlining: What is It?

    "Though the maps were internal documents that were never made public by the federal government, their ramifications were obvious to Black homeowners who could not get home loans that were backed by government insurance programs."



  • The Mirage of the Black Middle Class

    by Anne Helen Petersen

    Economic policy debates center on restoring the security of the middle class, but this overlooks that high-earning Black Americans have and still face structural impediments to building wealth through homeownership.