SOURCE: The Metropole
by Robert Gioielli
The four-color mortgage security maps created by New Deal-era bureaucrats and bankers have become a widely-known symbol of housing discrimination and the racial wealth gap. But does the public familiarity with the maps obscure the history of housing discrimination? And what can historians do about that?
by Todd Michney and LaDale Winling
Richard T. Ely and his student Ernest McKinley Fisher pushed the National Association of Real Estate Boards to adopt "the unsupported hypothesis that Black people's very presence inexorably lowered property values," tying the private real estate industry to racial segregation.
New economic research reinforces an argument made by historian Amy Hillier, that federal agencies didn't invent "redlining" but responded to widespread public prejudices that imagined Black residents as threats to neighborhood property value.
SOURCE: Savannah Morning News
by Todd Michney
The history of the Cuyler-Brownville area shows that HOLC risk assessments and Federal lending practices were responsive to local banks' perception of lending risk and desire for profit, factors which resulted in the rarity of an African American community retaining a "green" rating.
SOURCE: New York Times
"Though the maps were internal documents that were never made public by the federal government, their ramifications were obvious to Black homeowners who could not get home loans that were backed by government insurance programs."
SOURCE: Last Week Tonight
John Oliver breaks down the long history of housing discrimination in the U.S., the damage it’s done, and, crucially, what we can do about it.
by Garrett Dash Nelson
"Redlining maps reveal how the federal government managed risk for capital—a role that has perpetuated inequality long after the end of explicit discrimination in the housing market."
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